Travel agents, careers advisers and probation officers lost out. Assumes interest calculated annually. Enter the amount you can afford to pay monthly (eg. Listen to the This is Money podcast Tackle your own temptations. Five of the best current accounts Energy bills: Could you cut save by switching.
Best credit cards for spending, holidays and rewards The best mortgage rates and should you fix. The map that reveals where Britain's buy-to-let hotspots are Rising house prices, more stamp duty to pay and less tax relief have all piled the pressure on to landlord finances in recent years but there are still healthy returns on offer in some parts of the UK.
Tips from the top on how to make your home fabulously festive this Christmas Create a dazzling, festive display with branches, berries and baubles.
Listen to the This is Money podcast Could you take matters into your own hands, tackle your own temptations and make yourself wealthier - or just happier. This is Money podcast Is this the most luxurious ski chalet. How to shield yourself against devastating losses if markets crash History teaches us that bull runs never last forever and eventually markets will plunge into a bear territory, or even worse face a full-on crash.
Follow our five-step guide to find out Just how much you need to cover essential expenses will be personal to you. What's it like to drive BMW's futuristic all-electric family car.
We put the improved i3S to the test With the government desperate to get as many drivers to ditch diesel and buy electric cars, it's about time there was a zero-emission model that we can all live with. Beat the mind tricks that make you poorer: How our brains are wired so we pay off the wrong debts and sell shares at the worst time Should you find yourself putting off renewing your home insurance until tomorrow, or feeling confused by compound interest, you can blame evolution.
We explain how they can make you richer, how they work and why you might be getting them without even realising And don't think that you have to be a big investor to be affected by dividends. We explain how they work and can make you richer Should you hang on for cheaper mortgage rates. Experts predict a best buy bonanza before Christmas Homeowners have been rushing to switching their mortgage to a cheaper deal after the Bank of England raised interest rates last month - but better deals could be imminent.
Why binary options trading was branded Britain's 'biggest investment con' by Which. All investment is risky but some propositions amp up the stakes to levels akin to slot machines in Las Vegas.
We reveal the ten hotspots and the occupations most likely to be caught Analysis of more than 7 million insurance quotes by comparison MoneySuperMarket has revealed which location has the most drivers with over-the-limit convictions in the last 12 months and also highlighted the occupations with the most drink and drug drivers in the country.
Lamborghini reveals its ultimate 4x4: The 190mph Urus SUV that's more powerful than a McLaren F1 and will beat a Ferrari F40 in a sprint to 62mph The Lamborghini Urus follows in the footsteps of the 1986 LM002, and the Italian exotic car maker has dropped a colossally powerful engine into a 4x4 to create an offroad family vehicle that will be able to blitz just about everything that comes into its path. Best credit cards to use this Christmas: How to boost rewards, spread the cost and avoid the traps While Christmas gives many a great day and holiday period to look forward to, it's also one of the most expensive times of year for most families.
Read our full best bank accounts round-up Investing Show: Buy unloved banks, not expensive beer - how to invest for higher inflation Investing for a low inflation world has paid off handsomely in recent years, as defensive shares with a reliable dividend have seen their prices rise substantially. The first-time buyer's mortgage guide WHAT YOU NEED TO KNOW ABOUT YOUR MONEY. A quick guide to retirement saving. Tips on what to think about What next for interest rates.
Bank of England raises base rate back to 0. Ten tips for buy-to-let: the essential advice for property investors For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility.
Read This is Money's top ten buy-to-let tips 334 comments 1 video 1. Compare your pay to the national average and see whether your employer treated you to a pay rise in line with the the rest of your profession.
How to profit from technology and hunt for the next consumer stars like Fever-Tree 'Be fearful when others are greedy and greedy when others are fearful', said Warren Buffett. Which should investors be right now.
As house prices slow and tax hikes bite, is buy-to-let still worth doing. How to invest and achieve long-term returns that beat inflation and low savings rates 'Private investors have an advantage': Gervais Williams's tips to pick the best small company shares Britain is leaving the EU, but should Brexit-hit investors go the other way. Are stockmarkets too expensive to invest right now. Should you invest in India.The Packers are 26th in the league against the pass.
They rank 28th on third down. Kizer has some pretty intriguing weapons around him. Matt "Franchise" Franciscovich: Andre Ellington finishes as a top-15 PPR running back.
It's bold because Lamar Miller is the obvious primary running back for Houston, and will get the majority of the volume as a runner.
But we saw Ellington play 44 snaps last week, 77 percent of which came in the slot. Houston needed him to play wide receiver because they lost Bruce Ellington, Braxton Miller and tight end C.
Fiedorowicz to injury in the game, and all three of them are out again this week. Ellington had five catches for 56 yards, and I wouldn't be surprised if that workload doubles this week. He's a great value in DFS formats and should be, at worst, third in line for targets behind DeAndre Hopkins and Stephen Anderson against the 49ers.
Matt Harmon: Carson Wentz and Jared Goff combine for less than 25 fantasy points. The Rams and Eagles are among the top teams at pressuring the passer this season and both quarterbacks have been mixed bags under pressure.
The Eagles are somehow still an underrated defense. The Rams can get run on but Aaron Donald and the boys are no joke.
This doesn't look like a heavy offensive game, despite the Eagles and Rams being among the top scoring units this season. Week 14 fantasy football matchups, starts and sits Latavius Murray is matchup-proof in Week 14 fantasy Picking the Perfect Week 14 fantasy football lineup Best, worst fantasy football playoff matchups by FPA Subscribe More Posts nfl. Eben's prediction had been realized. He was certainly beset by this singular idea, which became, so to say, a prediction. We need scarcely add that the prediction of Teissier was more than fulfilled.
The event justified the prediction, and showed the wisdom of his counsel. And he held out the telegraph-blank with the morning's prediction on it.
He was one of the first to answer to his own call, to fulfill his own prediction. He persisted in his scheme of two meals a day, for it had fulfilled the doctor's prediction.By embedding Twitter content in your website or app, you are agreeing to the Twitter Developer Agreement and Developer Policy. Hover over the profile pic and click the Following button to unfollow any account. When you see a Tweet you love, tap the heart it lets the person who wrote it know you shared the love.
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Find what's happening See the latest conversations about any topic instantly. Never miss a Moment Catch up instantly on the best stories happening as they unfold. Report wrong graded result, spam, inappropriate language or other content. Please add a reason for your report:Here you will find all football predictions for today and football predictions for tomorrow. Probably some for the future, too. We are here to help you to find the best football predictions for today faster - all football tips with descriptions are marked with description icon, predictions with more than 80 words are also marked with golden StakeHunters border.
They have a very solid team and I think with Juventus that have strugled in defence this season both teams will score. Aston Villa have been very good at home this season while Millwall are yet to win a game away.
Aston Villa to win looks like a great pick. On top of this page, you can filter to see only free football predictions. StakeHunters will strive hard to be the best football prediction site in the world. On our site you will already find lots of great football news, betting tips and predictions.Reply4 months 20 days agoPCSShare On TwitterShare On GoogleLush do great conditioner bars here in London, comes with no packaging.
Reply4 months 26 days agoJo BranniganShare On TwitterShare On GoogleCan anyone give any ideas on how to pick up dog poop at the park without using a plastic bag. Reply4 months 17 days agoBeth TerryShare On TwitterShare On GoogleSome people use old newspaper.
I have gone mad with not using plastic. Arguing when they insist in putting my staff in plastic. It has become so tiresome though. Reply10 months 24 days agoIdaShare On TwitterShare On GoogleHi. I have one comment. For your Clothes section you never mention that the plastic clothes we have release high levels of plasticmicrofibers in every wash (up to 350. Reply10 months 24 days agoBeeShare On TwitterShare On GoogleAmazing amount of information.
I took some suggestions and will try out the products you suggestwashcloths, bar shampoos, stainless steel straws and natural deodorant.
I plan to reuse more jam jars around the home too for food and cosmetic storage needs. Reply10 months 27 days agoSondraShare On TwitterShare On GoogleThank you for the great article.
Reply10 months 24 days agoRahelShare On TwitterShare On GoogleThanks a lot for your post. Reply11 months 7 days agoBeth TerryShare On TwitterShare On GoogleVery true. Reply11 months 27 days agoBiljanaShare On TwitterShare On Google Reply10 months 24 days agoCodiShare On TwitterShare On GoogleJust a couple of things- glass straws seem a bit fragile- they make some awesome stainless steel ones.
Reply11 months 27 days agoReginaShare On TwitterShare On GoogleHi. Reply1 year 14 hours agoLeontionShare On TwitterShare On GoogleThank you Beth for this wonderful ressource. I left on holiday and just had tie to grab a small pot of bicarb of soda for deodorant. Just applying it in powder form with a fingertip worked really well.
Reply11 months 21 days agoWeiShare On TwitterShare On GoogleSo helpful. Thank u for the exhaustive list. A few follow up questions1.
Reply1 year 2 months agochrlShare On TwitterShare On Googlehi,GREAT post.
Let sit in re-usable pitcher in the fridge. What about the toxic plastics that our appliances are now being made of. Reply1 year 4 months agoGeroShare On TwitterShare On Googlethank you. Proudly powered by WordPress. Below is just a selection of some of our digital photography tips and tutorials aimed more at the beginner photographer.
These Beginner Tips just scratch the Surface of our archives. Subscribe to Digital Photography School for more great tips today. Join this great new dPS course here. Free Downloadable Photography Guides for Beginners Also check out two of our free downloadable ultimate guides for beginners: Ultimate FREE Guide to Photography for Beginners The dPS Ultimate Guide to Photography Terms Below is just a selection of some of our digital photography tips and tutorials aimed more at the beginner photographer.
Get DAILY free tips, news and reviews via our RSS feed. Learn to Use It.Maybe SMS is not the best option for some of your accounts, and that should not be an afterthought if that account holds any value to you. How about securing your personal details. With personally identifiable information (PII) roaming the internet like never before, you might be the last to find out when your data has been compromised and used by a criminal.
From medical fraud to insurance fraud to taking out a loan in your name, criminals will stop at nothing, and often money will only be the start of the problem. Plan for a rainy day by setting up special alerts on use of your personal details and make sure you get a call if ever a new credit line or loan is requested on your behalf.
Brian Evans, senior managing consultant: Artificial intelligence (AI) solutions will become an integral part of any cybersecurity program in the not-too-distant future.
AI can speed up the detection and analysis as well as increase decision-making time, accuracy and protection measures. QRadar Advisor with Watson already offers an AI-human combination and puts us one step closer to the future by harnessing the power of Watson for Cyber Security to enable security analysts to respond to threats with greater speed and scale. Neil Jones, market segment manager for application security: A major data breach or a physical security incident will result in casual users taking location tracking capabilities on their mobile applications much more seriously.
Applications will also be more likely to inform users that location information is being easily provided to other global users of the apps.
Rohan Ramesh, senior product marketing manager for Watson for Cyber Security: We are moving toward a more connected world with the Internet of Things (IoT) and rapid evolution of technology and software. With rapid innovation, businesses and individuals that are slow to upgrade or keep up with the latest software are left with unsupported software and systems that may have unpatched vulnerabilities.
My prediction is that the majority of hackers will take advantage of these unpatched and unsupported systems, as they have been in recent years, to cause greater damage to reputation and financial bottom line. Therefore, endpoint hygiene is still going to be a high priority as computing power and business logic moves from the cloud to devices for real-time processing of information. James Murphy, offering manager for Watson IoT Platform: The value of the IoT to society and business will grow as the number and variety of devices connecting to the internet continues to expand.
Having access to a trusted IoT platform will be the first step in the right direction. Just like the adoption of the smartphone, the IoT will be ubiquitous and expected in everyday life. However, it will take trusted partnerships to sustain the integrity and security posture of those IoT solutions. Individuals and businesses will have to master the basics of IoT security. IoT security and operational integrity will be best addressed though shared responsibility and a multipronged approach to help realize the value of IoT solutions.
Michelle Alvarez, threat researcher and editor: I predict that some of our predictions will fail gasp. Just look at Y2K predictions. And if we had a magic ball, we would have all invested handsomely in bitcoin in 2013 and be close to retirement at this point. We do get some things right, though. Take our ransomware prediction, for instance: WannaCry made that one come to fruition in 2017.Colloquia are held at 4pm in AUST 105.
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Andrew Conway is a Psychology Professor in the Division of Behavioral and Organizational Sciences at Claremont Graduate University in Claremont, California. He has been teaching introduction to statistics for undergraduate students and advanced statistics for graduate students for 20 years, at a variety of institutions, including the University of South Carolina, the University of Illinois in Chicago, and Princeton University.
This selection of courses is designed to be a comprehensive yet friendly introduction to fundamental concepts in statistics. The focus is on statistics but you will make use of the statistical programming language R. For those new to R, an introduction to the R programming language is provided.HOW TO WRITE A COVER LETTER FOR RESUME
This course is, quite literally, for everyone. Whether you're new to statistics, need a refresher course, or a relatively advanced researcher or analyst. By taking this free module, you can discover it yourself. Via a combination of videos and interactive coding challenges, this introductory module will introduce you to variables, plotting, and summary statistics like the mean and standard deviation.
If you want to have a solid basic foundation in statistics, it is essential to understand the concepts and theories behind t-tests. This module covers both the intuition and the calculations behind dependent t-tests, independent t-tests and z-scores.
Topics such as NHST, p-value and effect size are covered in detail. Analysis of Variance is probably one of the most popular and most common used statistical procedures. In this module, professor Conway will cover the essentials of Analysis of Variance such as one-way between groups ANOVA, post-hoc tests, and repeated measures ANOVA.
The fourth module focuses on within-groups comparisons and repeated measures design. Beginner Statistics A Hands-on Introduction to Statistics with R Start Course For Free Taught by: Andrew Conway Andrew Conway is a Psychology Professor in the Division of Behavioral and Organizational Sciences at Claremont Graduate University in Claremont, California.
Course Description This selection of courses is designed to be a comprehensive yet friendly introduction to fundamental concepts in statistics. Play Course Now Course Two: Student's T-test If you want to have a solid basic foundation in statistics, it is essential to understand the concepts and theories behind t-tests.
Play Course Now Course Three: Analysis of Variance Analysis of Variance is probably one of the most popular and most common used statistical procedures. Play Course Now Course Four: Repeated Measures Anova The fourth module focuses on within-groups comparisons and repeated measures design.
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Sherwin-Williams (SHW) Q4 Earnings: What's in the Cards. Real time prices by BATS. Delayed quotes by Sungard. NYSE and AMEX data is at least 20 minutes delayed. NASDAQ data is at least 15 minutes delayed. Space weather refers to changes in the space environment, particularly the region between the Earth and Sun. The "solar wind" from the Sun stream past the Earth and is mostly deflected by the Earth's magnetic field, but variations in the solar wind cause changes in the Earth's magnetic field.
Occasionally, a huge release of magnetic energy, called a solar flare, occurs on the Sun. Flares can produce large quantities of x-rays which affect the Earth's atmosphere. They can also accelerate atomic particles (mostly protons) to very high speeds (a substantial fraction of the speed of light.
These high energy particles are dangerous to man and can reach the stratosphere where jetliners fly. Most aspects of space weather affect us to some extent.
The more our society becomes dependent on technology and the more we utilise space, the more we are affected by space weather.